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Italian Mortgage Rates

Rate assumptions —

Benchmark history

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Rates by LTV

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Bank pricing, annual rates, and monthly payments at different LTV levels

Principal and lifetime interest

Principal Interest

Mortgage over time

Principal repaid Interest paid Balance
Mortgage repayment over the selected term Cumulative principal, cumulative interest, and remaining balance by year.

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Detailed comparison
Mortgage comparison by sourced bank profile
Data and assumptions

Fixed calculations use EIOPA’s official monthly 30-year RFR as a Eurirs proxy; bank pricing remains dated.

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Bank pricing sources

    Totals exclude fees and insurance. Variable totals are modeled scenarios, not quotations.

    AAR excludes the mandatory costs included in APRC.

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